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A multi-asset investment app — US & Nigerian stocks, Treasury Bills, dollar fixed returns, expert-managed portfolios, and a naira savings product (up to 16.25%), through an SEC-licensed digital sub-broker. Not a bank; not NDIC-insured.

Paylater-evolved digital bank; instant loans, savings, and NDIC-insured deposits

Security exchange commision [SEC] registered, mutual fund investing with clean planning tools.

Fast no-collateral loans for salary earners, plus a wallet and Yield savings up to 21% — from an established CBN-licensed lender.

Loan-app turned bank with competitive, flexible savings alongside credit

United Capital's full investment platform — mutual funds, stocks, fixed income and trusts in one SEC-regulated app.

High-interest naira savings from Baobab Microfinance Bank — lock, target, kids, or flexible plans, NDIC-insured.

A CBN-licensed, NDIC-insured digital bank — free-ish banking, flexible & fixed savings (to ~12%), US-stock investing, plus personal loans and overdrafts. Deposits insured; the stock-trading side is not.

A save-and-invest app — naira & dollar savings (up to 42% p.a. naira / 5.5% USD) plus real-estate (HYRE) and T-bills, through SEC-regulated asset managers. Not a bank; not NDIC-insured.

Trusted banking infrastructure now offering strong personal flexible plus fixed savings

Nigeria's payment super-app — free transfers, a no-fee debit card, and OWealth daily-interest savings, all CBN-licensed and NDIC-insured.

Nigeria most popular savings and investment app; Lock, Flex, Target, and invest in one place

A 10-year-old CBN-licensed digital bank pairing high-yield savings with fast, collateral-free loans.

A dollar-first investment app — US real estate, US stocks (growth & dividend), and fixed income, plus a Naira Vault (14–23% p.a.) and goal-based mixed-asset plans, through an SEC-licensed fund manager. Not a bank; not NDIC-insured.

Meristem's all-in-one wealth app — goal savings, fixed deposits, mutual funds, and naira + dollar investing, from an SEC-regulated asset manager.