Licensed lenders compared on the real annualised APR, not the friendly-looking monthly rate.
App
Real APR
Min
Withdrawal
Cover
No published apps in this category yet.
All lending apps
How do you measure the “real” rate?
We deposit ₦50,000, screenshot the balance on a fixed schedule, annualise it and normalise across apps. It reflects what the money actually earned — fees and timing included.
Is “licensed” the same as “safe”?
No. We show licensing as last verified on a date, never as a guarantee. Always confirm current status in-app before depositing. This is information, not financial advice.