high rate savings (daily, upfront, penalty-free options) from a licenced MFB.
All plans 3
PlanTypeRate p.a.LockMinEarly exit
RenFlex
flexible
17%
None
₦1,000
none
RenVaultFEATURED
fixed
22%rate may vary if paid upfront
30–365 days
₦1,000
No early withdrawal option
Smart Goal
fixed
16%rate may vary if paid upfront
30–365 days
₦1,000
No early withdrawal option
Each tracked plan is tested with its own real-money deposit and ranks separately on the board. Untracked plans show the app's own advertised rate.
Best for
Rate-chasers who want among the highest advertised yields with flexible options.
Not great for
Users who distrust very high headline rates without reading terms
Pros
- +Among highest advertised rates (up to 28%), deposit starts with ₦1000
- +NDIC insured
- +Daily/upfront/penalty-free options
Cons
- –High headline rates needs terms-checking.
Our honest take
The high-yield headline. Great strategy-post material (especially interest upfront).